Digipass 560
<b>Working Principle</b>
The main security problem presented by man-in-the-middle attacks lies in ensuring the authenticity of transactions in addition to the authenticity of the users who initiate them. DIGIPASS 560 provides user authentication at logon with a one-time password (OTP) and offers electronic signature validation for high-risk transactions – all in one device.
<b>What is an e-Signature?</b>
The e-Signature functionality of DIGIPASS 560 will use different transaction data such as account number and amount, to generate a unique “signature” code for a particular transaction. This method, in combination with user authentication with OTPs, makes man-in-the-middle attacks ineffective.
<b>What You See Is What You Sign</b>
DIGIPASS 560 offers a very simple and intuitive way of electronically signing transactions. The user will actually see and understand what he is signing through the use of interactive screen prompts that guide him them through the entire process. All that is the left for the end-user to do is to type the transaction data into the DIGIPASS screen to generate an electronic signature.
<b>KEY FEATURES AND BENEFITS</b>
<b>Ergonomic Design</b>
- Contemporary PIN-protected device with an integrated hardcover
- Tough, shock-resistant materials
- Ergonomic keypad and bitmap display support special characters and custom messages
<b>Customization Possibilities</b>
- Can be customized to fit the specific needs of the bank
- Individually programmable security parameters such as the PIN length, number of PIN trials, type of cryptographic algorithm and lengths of challenge and response
- Supports up to four different languages
- Display messages and logos can be customized
<b>User-friendliness</b>
- Extended help function can be used to store the helpdesk phone number or other related information;
- The inside of the hardcover can be used to for operating instructions or any other information the bank wishes to communicate to its end-users;
- Possibility to use default account number and internal counter;
- Optimum balance of user-friendliness and cost efficiency.
<b>Self-service capabilities</b>
- PIN-protected device with a PIN locking function;
- Local device unlocking can be done by the user via PUK or remotely via challenge/response by the helpdesk personnel;
- User-changeable PIN - usage and length can be individually selected.
